Despite its importance, life insurance is surrounded by myths that stop people from getting covered. Let’s debunk a few:
- “I’m too young for life insurance.” In reality, this is the best time to buy—it’s affordable and easy to qualify.
- “It’s too expensive.” Basic term plans can cost less than a daily coffee.
- “I don’t have dependents, so I don’t need it.” Life insurance can cover debts, medical bills, or even help aging parents.
- “I get enough from my employer.” Company policies rarely offer adequate coverage and end when you change jobs.
- “I can’t get coverage with health issues.” Modern insurers offer options for almost every health condition.
The truth is, life insurance is not about death—it’s about living with peace of mind knowing your family’s future is secured.